Car Insurance Claim

It won’t be your job to actually process the car insurance claim when the time comes, but it is definitely in your best interest to know as much as you can about the process in order to make it go as smoothly as possible.

Even if you have already been involved in a car accident, reading these articles before you actually submit an insurance claim can help you understand the process so your claim is handled quickly and efficiently.

Anyone who has ever filed an auto insurance claim already knows that there are many details and much paperwork is needed. But, a crash course in filing an insurance claim the day you need to file, is probably not the best way to be prepared.

So, the smartest way to know about filing an insurance claim is to get a general understanding of insurance claims and how and when to file a car insurance claim. If you prepare in advance, going through the process when the time comes will make more sense to you–and the resolution of your claim will likely come quicker and easier.

Taking the time to read through the articles on filing a car insurance claim will help you successfully complete the process.

 

Tips For Filing A Car Insurance Claim

If you drive, chances are that you will eventually be in an accident or have another incident that damages your car. You will need to follow certain steps to file a claim with your car insurance company to get reimbursement.

Claim types include bodily injury claims for medical expenses and property damage claims to vehicle repairs and stolen property. Read on to find out how to file a car insurance claim.

When to File a Claim

Contact your broker as soon as possible following a car collision. You may also need to file a claim if your vehicle is:

  • Vanalized
  • Stolen
  • Damaged from a non-accident-related event, such as fire or severe weather.

Information You’ll Need

When you contact your company to file a claim, make sure to provide the following details:

  • Your full nameand policy number.
  • Completed Claim form
  • Dateand time of the incident.
  • Names, addresses, and phone numbersof all drivers, passengers, and witnesses.
  • Driver’s licenseand license plate numbers for all drivers.

Your insurance company might also require you to complete a sworn statement that details the events of the auto accident (i.e. weather conditions, time of day or night that the incident occurred, etc.). Make sure also that you note any personal harm you notice and take photos of the damage.

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